Personal Savings 

Savings

• No minimum opening deposit required
• No service charges or fees
• Interest credited quarterly
• Rates subject to change

Christmas Club

• No minimum opening deposit required
• Rates subject to change
• Deposits are accepted by way of cash, transfer funds from other Laona State Bank accounts, Direct Deposit, etc.
• Funds are disbursed in the beginning of November each year

HSA

• $100.00 minimum opening deposit
• No monthly or annual fees
• Interest paid quarterly on the daily balance
• First order of standard HSA checks is free
• Quarterly statements via mail or online

* One time set-up fee of $25.00

Certificates of Deposit^*

• 30 Day to 48 Month Certificates of Deposits available
• $500.00 minimum deposit
• Fixed interest rate for term
• Interest compounding/crediting options

*Penalty may be imposed for early withdrawal

Special Certificates of Deposit^*

• $10,000.00 minimum deposit required
• Fixed interest rate for term
• Interest compounding/crediting options

*Penalty may be imposed for early withdrawal

Individual Retirement Accounts (IRA)^*

We offer a variety of IRA options to choose from including Traditional, Roth, Sep and Coverdell Educational Savings Accounts. Funds are insured up to $250,000.00 by the FDIC.

*Consult a tax professional to determine what plan would best fit your financial needs and for further information regarding tax benefits. 

Laona State Bank's Routing Number: 091508171